Spend Your
Stablecoins Anywhere

DeCard turns your USDT and USDC into real-world spending power.

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Your Stablecoins Ready for the Real World

From daily errands to international travel, DeCard lets you spend your stablecoins without the conversion hassle.

150M+ Merchants

Global acceptance

1 USDT = 1 USD

No conversion fee

Exceptionally Low FX Fees

When spending internationally

Earn on Every Tap

Turn your daily spend into rewards

One App. Two Cards. Choose What Fits Your Lifestyle.

Whether you're looking for everyday rewards or premium travel perks, DeCard has a card built for you.

Features

DeCard

DeCard Luminaries

Annual Fee

Rewards / Cashback

Welcome Gift

FX Fees

Conversion Fees

Card

Best For

$0
Earn 1x DePoint on every $1 spent. Redeem for cash, travel, and lifestyle perks
-
Ultra-Low FX Rate
0% Conversion Markup
Plastic
Everyday stablecoin spending
$388
Earn up to 30x DePoints or 10% Cashback on every $1 spent
  • Free 1-Year TradingView Essential subscription (worth US$179.40), OR
  • A premium bottle of vintage wine (worth S$300) (Singapore delivery only), OR
  • Additional 3 complimentary airport lounge visits with Dragonpass (worth US$105)
Ultra-Low FX Rate
0% Conversion Markup
22g metal with laser engraving
Web3 visionaries & frequent travelers

Unlock a World of Exclusive Benefits
with DePoints

Cash Credits

Cash Credits

Travel Rewards & More

Travel Rewards & More

Dining & Hotel Vouchers

Dining & Hotel Vouchers

Exclusive Promotions
for DeCard Users

Unlock bonus rewards through our seasonal promotions, referral incentives, and special campaigns designed to give you more value out of every transaction.

DeCard app

Experience DeCard: Secure & Versatile

Built on Trusted Foundations

DeCard is issued by DCS Card Centre, a Singapore-regulated financial institution with over 50 years of financial services heritage.

Powered by Standard Chartered

Secure, compliant banking infrastructure backed by a recognised, global financial institution.

Multi-Chain Support

Deposit USDC or USDT via Polygon, Solana, Base, Ethereum, or Tron.

Stay in Control

Manage your card directly in-app with instant freeze/unfreeze, real-time notifications and transaction alert limits.

Ready to Spend Your Stablecoins?

Get your DeCard in 4 simple steps.

Download the DeCard app

Available on iOS and Android.

Sign up and verify your account

Complete your application using Singpass or your passport/ID

Fund with your stablecoins

Transfer USDC or USDT to your DeCard account through our supported networks

Start Spending!

Download AndroidDownload iOS
About Us

DeCard is a next-generation card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.

All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.

Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.

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©2026 DCS CARD CENTRE PTE. LTD.