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Introducing Reward Selection for DeCard Luminaries

DeCard Luminaries cardmembers can now choose how they earn rewards each month — with the flexibility to switch between Cashback or DePoints directly in-app.

DeCard Luminaries cardmembers can now choose how they earn rewards each month — with the flexibility to switch between Cashback or DePoints directly in-app.

Enjoy up to 10% Cashback (capped at US$200 per month) or earn up to 30 DePoints per US$1 spent (capped at 66,000 DePoints per month), depending on your selected reward preference.

For new cardmembers, Cashback will be selected as the default reward.

For more information and to view the Terms & Conditions, please refer to the FAQ.


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About Us

DeCard is a next-generation card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.

All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.

Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.

Learn more at https://www.thedecard.com and follow us on X.

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