19 November 2025
DeCard and Coin98 Partner to Launch Coin98 Fusion Card, Bringing Real-World Utility to Web3 Assets
DeCard by DCS, a next-generation card brand built for seamless stablecoin spending in the real world, has entered into a strategic partnership with Coin98, an all-in-one decentralized wallet trusted by millions across the world. Together, the two companies have launched the Coin98 Fusion Card, a new payments solution designed to make digital assets spendable anywhere Visa is accepted. This partnership marks one of the first of its kind between a regulated financial institution and a leading DeFi wallet in the region, setting a new standard for how stablecoins can be spent globally.
- DeCard and Coin98 launch the Coin98 Fusion Card, enabling users to spend digital assets seamlessly at over 150 million Visa-accepting merchants worldwide.
- The partnership combines DeCard’s trusted, compliant payments infrastructure with Coin98’s Web3 ecosystem, closing the gap between crypto adoption and real-world utility in Southeast Asia.
19 November 2025 — DeCard by DCS, a next-generation card brand built for seamless stablecoin spending in the real world, has entered into a strategic partnership with Coin98, an all-in-one decentralized wallet trusted by millions across the world. Together, the two companies have launched the Coin98 Fusion Card, a new payments solution designed to make digital assets spendable anywhere Visa is accepted. This partnership marks one of the first of its kind between a regulated financial institution and a leading DeFi wallet in the region, setting a new standard for how stablecoins can be spent globally.
Across Southeast Asia, crypto adoption has grown rapidly, but real-world utility continues to lag behind. While 92% of Southeast Asians are aware of cryptocurrencies and 64% express interest in using crypto for payments, many still face significant hurdles when trying to turn digital assets into everyday spending power. Regulatory uncertainty, underdeveloped infrastructure, usability gaps, and trust concerns have created a persistent “last mile” problem: holding crypto is easy, but spending it in the real world remains cumbersome.
The Coin98 Fusion Card directly addresses this gap. By combining Coin98’s large and engaged user base with DeCard’s compliant payments infrastructure, the partnership enables frictionless crypto spending at over 150 million merchants worldwide. The card allows users to seamlessly use their digital assets in daily life—no conversion hassle, no OTC fees, and no additional apps. Users can sign up, top up, and spend directly from the Coin98 Super Wallet, unlocking payments for coffee, shopping, travel, and more.
“Bridging stablecoins into real-world utility has always been at the heart of DeCard’s mission,” said Joan Han, COO of DeCard. “For Web3 to go mainstream, it needs trusted rails, and that’s exactly what we’ve built at DeCard: a secure, compliant, and scalable product that gives innovators like Coin98 the confidence to bring everyday crypto payments to life.”
“We chose to partner with DeCard because of their proven track record in compliance, security, and infrastructure. DeCard gives us the foundation we need to build confidently, while we focus on creating a product that makes spending digital assets as easy and intuitive as any payment method people already use," said Thanh Le, Founder of Coin98.
The Coin98 Fusion Card also comes with rewards designed for everyday spending, including a sign-up bonus, referral rewards, and cashback tiers and perks for power users. The card will first launch in APAC. More information about the Coin98 Fusion Card can be found here.
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About DeCard
DeCard is a next-gen card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.
All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.
Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.
Learn more at https://www.thedecard.com/ and follow us on X.
About Coin98
Coin98 Super Wallet is the next-generation, all-in-one, multi-chain crypto & AI wallet designed to be your seamless gateway into the decentralized Open Internet.
It goes beyond basic asset management by providing essential tools and infrastructure to simplify and secure your Web3 journey. Coin98 Super Wallet enables effortless storage, management, and transfer of digital assets across 140+ blockchains and countless NFTs.
Coin98 Super Wallet is committed to a user-centric approach, offering robust, multi-layered security and compatibility with various wallet types (hot, cold, social login). It empowers over 10 million users worldwide with complete financial control and access to limitless opportunities in the world of Web3.
Learn more at https://coin98.com/ and follow us on X (@coin98_wallet).