<div data-page-id="TNKhd3xxsojV71xamM3l5eeLgEf" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line old-record-id-doxlgTMJzgOTuf09M116P6H8te0" style="text-align:left;">The partnership caters to increasing demand for faster, more transparent and cost-efficient transactions</div><div class="ace-line old-record-id-SWxed0kAooPFJExJgJOlOXAqgsd">&nbsp;</div><div class="ace-line old-record-id-doxlgOVCsItZQbwoyXWCKR0vF9e" style="text-align:left;"><strong>11 November 2025, SINGAPORE</strong> - Standard Chartered today announced a partnership with DCS (DCS Card Centre) as the principal banking partner for <a target="_blank" rel="noopener noreferrer" href="https://thedecard.com/" data-lark-is-custom="true">DeCard</a>, a next-generation credit card enabling seamless stablecoin spending in the real world.</div><div class="ace-line old-record-id-MP3WdFtaMoOGBoxFN6kldIStgGc">&nbsp;</div><div class="ace-line old-record-id-Jsq4dUHVSos5k8xPLIklX9Mzgog">This initial collaboration is rolled out in Singapore, with expansion in other key markets planned thereafter. The demand for regulated digital-asset payment solutions continues to grow and this partnership underscores the rising need for payment solutions that deliver speed, transparency, and cost efficiency, thus bridging the gap between traditional banking and digital assets.</div><div class="ace-line old-record-id-DUTvdokwuovfv5xLuWQlOL5WgVe">&nbsp;</div><div class="ace-line old-record-id-MCCfdndcLon9YHxSQQPlxW4kg6b">This partnership underscores the rising need for payment solutions that deliver speed, transparency, and cost efficiency, bridging the gap between traditional banking and digital assets.</div><div class="ace-line old-record-id-U4ATdzTO8o4StuxTR6kl0FtqgWe">&nbsp;</div><div class="ace-line old-record-id-doxlgmDkVD7yeddGDUGQuqKkFEw" style="text-align:left;">"This partnership is in line with our continued efforts to offer banking solutions for innovative Fintech partners and is central to our strategy of supporting clients in navigating the evolving digital assets space. Our investments in our platforms, capabilities and solutions allow us to be the trusted banking partner bridging TradFi to DeFi," said <strong>Dhiraj Bajaj, Global Head of TB FI Sales at Standard Chartered.</strong></div><div class="ace-line old-record-id-EEkBdybadojRWux89LBlLIl0gqe">&nbsp;</div><div class="ace-line old-record-id-UneQdmQGkoSTMZxe2p8lo1MOgMd">“We’re thrilled to partner with Standard Chartered, a globally recognised and trusted financial institution, to power the next chapter of DeCard’s growth,” said <strong>Joan Han, Chief Operating Officer, DCS</strong>. “Their banking expertise and robust infrastructure enable us to bring secure, transparent, and efficient stablecoin payments to the mainstream, setting a new benchmark for how digital assets can be used responsibly in everyday life.”</div><div class="ace-line old-record-id-QY0ydMSYeoJCF2xMR7ylblFLgNh">&nbsp;</div><div class="ace-line old-record-id-doxlgeyVDdfMgYPktSHdDUs9qng" style="text-align:left;white-space:pre;">Standard Chartered’s virtual account and API connectivity will enable DCS to create virtual accounts for DeCard cardholders, allowing immediate identification and reconciliation of incoming payments across multiple channels. This creates greater visibility and ease of reconciliation, which are core requirements for an efficient collections solution that delivers a secure and seamless user experience.
</div><div class="image-uploaded gallery old-record-id-WGPjdbSHcoFkyFxeZM2lwtclgGb" style="text-align:center;" data-type="image" data-ace-gallery-json="{&quot;items&quot;:[{&quot;uuid&quot;:&quot;9d51c184-21c3-4e02-ae32-858e730b0ae5&quot;,&quot;height&quot;:4000,&quot;width&quot;:6000,&quot;currHeight&quot;:4000,&quot;currWidth&quot;:6000,&quot;natrualHeight&quot;:4000,&quot;natrualWidth&quot;:6000,&quot;pluginName&quot;:&quot;imageUpload&quot;,&quot;scale&quot;:1,&quot;src&quot;:&quot;https%3A%2F%2Finternal-api-drive-stream-sg.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHK5FbcbaXoLNcix9rBOlLKfdg8b%2F%3Fpreview_type%3D16&quot;,&quot;file_token&quot;:&quot;HK5FbcbaXoLNcix9rBOlLKfdg8b&quot;,&quot;image_type&quot;:&quot;image/jpeg&quot;,&quot;size&quot;:5775623,&quot;comments&quot;:[]}]}">&nbsp;</div><figure class="image"><img src="https://static.dcscc.com/cms/SCB_x_De_Card_partnership_2_bbd8f99259.jpeg" alt="SCB x DeCard partnership_2.jpeg" srcset="https://static.dcscc.com/cms/thumbnail_SCB_x_De_Card_partnership_2_bbd8f99259.jpeg 234w, https://static.dcscc.com/cms/small_SCB_x_De_Card_partnership_2_bbd8f99259.jpeg 500w, https://static.dcscc.com/cms/medium_SCB_x_De_Card_partnership_2_bbd8f99259.jpeg 750w, https://static.dcscc.com/cms/large_SCB_x_De_Card_partnership_2_bbd8f99259.jpeg 1000w" sizes="100vw" width="1000"></figure><div class="image-uploaded gallery old-record-id-WGPjdbSHcoFkyFxeZM2lwtclgGb" style="text-align:center;" data-type="image" data-ace-gallery-json="{&quot;items&quot;:[{&quot;uuid&quot;:&quot;9d51c184-21c3-4e02-ae32-858e730b0ae5&quot;,&quot;height&quot;:4000,&quot;width&quot;:6000,&quot;currHeight&quot;:4000,&quot;currWidth&quot;:6000,&quot;natrualHeight&quot;:4000,&quot;natrualWidth&quot;:6000,&quot;pluginName&quot;:&quot;imageUpload&quot;,&quot;scale&quot;:1,&quot;src&quot;:&quot;https%3A%2F%2Finternal-api-drive-stream-sg.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHK5FbcbaXoLNcix9rBOlLKfdg8b%2F%3Fpreview_type%3D16&quot;,&quot;file_token&quot;:&quot;HK5FbcbaXoLNcix9rBOlLKfdg8b&quot;,&quot;image_type&quot;:&quot;image/jpeg&quot;,&quot;size&quot;:5775623,&quot;comments&quot;:[]}]}">&nbsp;</div><div class="ace-line old-record-id-XxfNdAWTeoeZE2xSMHnlplWAgnd">Photo: A Memorandum of Understanding (MOU) between Standard Chartered and DCS (DCS Card Centre) has been signed to enable seamless stablecoin spending in the real world through DeCard, beginning in Singapore with planned expansion in the other key markets. The Bank will provide transaction banking and financial markets services to support DeCard’s growing user base in Singapore.</div><div class="ace-line old-record-id-L8LUd6EpfowUprxmxy2lVyWKgdf">&nbsp;</div><div class="ace-line old-record-id-FfXEdIvRbo8HjBx5gdhldD2BgPg">L-R: Eileen Liu, Finance MD, DCS; Karen Low, CEO, DCS; Joan Han, CCO, DCS; Dhiraj Bajaj, Global Head of TB FI Sales, Standard Chartered; Jia Hang, Chairman, DCS; Shivaraman Subramanian, Head, TB FI Sales, ASEAN &amp; South Asia, Standard Chartered; Marcus Teng, Director, BBD, FI Client Coverage, Standard Chartered</div><div class="ace-line old-record-id-CsmUdvWTDojqaNxWkm6ljh9SgCf">&nbsp;</div><figure class="image"><img src="https://static.dcscc.com/cms/SCB_x_De_Card_partnership_1_a1581b5969.jpeg" alt="SCB x DeCard partnership_1.jpeg" srcset="https://static.dcscc.com/cms/thumbnail_SCB_x_De_Card_partnership_1_a1581b5969.jpeg 234w, https://static.dcscc.com/cms/small_SCB_x_De_Card_partnership_1_a1581b5969.jpeg 500w, https://static.dcscc.com/cms/medium_SCB_x_De_Card_partnership_1_a1581b5969.jpeg 750w, https://static.dcscc.com/cms/large_SCB_x_De_Card_partnership_1_a1581b5969.jpeg 1000w" sizes="100vw" width="1000"></figure><div class="ace-line old-record-id-NdScdOtDvou9qvx4UwBlDwLGgFc">Photo: Joan Han, CCO, DCS with Dhiraj Bajaj, Global Head of TB FI Sales, Standard Chartered.</div><div class="ace-line old-record-id-OCEvdm8ozoZW99xfJiOlkh0pg5e">&nbsp;</div><div class="ace-line old-record-id-Rb42ddpleouAggxNCRPlShzQgYb">&nbsp;</div><div class="ace-line old-record-id-doxlgs4MNJTwhfCfFe2Mtb6r1Pf" style="text-align:center;">- END -</div><div class="ace-line old-record-id-IuWVd1ozcogTwdx7MsVlEccpg4c">&nbsp;</div><div class="ace-line old-record-id-doxlgSFyeJBlfZH3V9RbOQt8wfc" style="text-align:left;">For further information please contact:</div><div class="ace-line old-record-id-UNnzd10SaoZlX6xDsHYl8EBJgjd">&nbsp;</div><div class="ace-line old-record-id-IGjQdHxnkovNiOxk39GlWQWIgTg">Alvina Neo</div><div class="ace-line old-record-id-Mz2NdANXmogjPgx89G7lnhGOgnc">Standard Chartered</div><div class="ace-line old-record-id-Bd1QdiH9CofUGFxm5CpltjhwgsC">+65 8186 8074&nbsp;</div><div class="ace-line old-record-id-Wvn1ddWufoAfd7xNaUHl5bH5gch"><u>Alvina.neo@sc.com</u></div><div class="ace-line old-record-id-TiDidC5Ybog2Hjx6VwalFWEfggb">&nbsp;</div><div class="ace-line old-record-id-Js70dTaD2oeqUUx8nBrlROuggSh">Elissa Young</div><div class="ace-line old-record-id-A3bMdnPpnoEljixBszJluxF8gdb">DeCard</div><div class="ace-line old-record-id-S9YhdewB5ouZ2cxt6KUlN1dLgDb"><u>Elissa.young@dcscc.com</u></div><div class="ace-line old-record-id-EXuYd7UbvoHTD7xbQNklMrsOgAE">&nbsp;</div><div class="ace-line old-record-id-PX8bdflR7oXa1YxjbNMlPitAgzd"><strong><u>About DeCard</u></strong></div><div class="ace-line old-record-id-S2wBd52GNor2vAxwcLilAkaWgbe"><a target="_blank" rel="noopener noreferrer" href="https://www.thedecard.com/" data-lark-is-custom="true">DeCard</a> is a next-gen card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.</div><div class="ace-line old-record-id-DnbvdeLBcoai7exPgyDl8o90gbe">All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.</div><div class="ace-line old-record-id-MXsxdciiqoGfeuxMa4ElnY0FgYk">Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.</div><div class="ace-line old-record-id-FldFdKq4QoisLixOT5GlEsXRgXb">Learn more at https://www.thedecard.com/ and follow us on <a target="_blank" rel="noopener noreferrer" href="https://x.com/DCS_DeCard" data-lark-is-custom="true">X</a>.</div><div class="ace-line old-record-id-KlOEdAT0SosqMPxNEbelS1UAgOf">&nbsp;</div><div class="ace-line old-record-id-doxlgsWtbliQRnr4cTreBelpmOe" style="text-align:left;"><strong><u>About Standard Chartered</u></strong></div><div class="ace-line old-record-id-doxlg3ecHrMgS3kRBpkhLoZ4OEf" style="text-align:left;">We are a leading international banking group, with a presence in 54 of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.</div><div class="ace-line old-record-id-doxlg1hWLwUQXaW8GKCcQhXQhOf" style="text-align:left;">Standard Chartered PLC is listed on the London and Hong Kong stock exchanges.</div><div class="ace-line old-record-id-doxlgxwJpINXxNiLZhv1KqBeBlg" style="text-align:left;">For more stories and expert opinions please visit <a target="_blank" rel="noopener noreferrer" href="https://www.sc.com/en/insights/" data-lark-is-custom="true">Insights</a> at <a target="_blank" rel="noopener noreferrer" href="https://www.sc.com/en/" data-lark-is-custom="true">sc.com</a>. Follow Standard Chartered on <a target="_blank" rel="noopener noreferrer" href="https://twitter.com/StanChart" data-lark-is-custom="true">X</a>, <a target="_blank" rel="noopener noreferrer" href="https://www.linkedin.com/company/standardchartered/" data-lark-is-custom="true">LinkedIn</a>, <a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/stanchart/" data-lark-is-custom="true">Instagram</a> and <a target="_blank" rel="noopener noreferrer" href="https://www.facebook.com/StandardChartered" data-lark-is-custom="true">Facebook</a>.</div></div>

<div data-page-id="TNKhd3xxsojV71xamM3l5eeLgEf" data-lark-html-role="root" data-docx-has-block-data="false"><div class="ace-line old-record-id-doxlgOVCsItZQbwoyXWCKR0vF9e" style="text-align:left;">Standard Chartered today announced a partnership with DCS (DCS Card Centre) as the principal banking partner for <a target="_blank" rel="noopener noreferrer" href="https://thedecard.com/" data-lark-is-custom="true">DeCard</a>, a next-generation credit card enabling seamless stablecoin spending in the real world.</div></div>

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