Earn $5 (and more) with every referral
Share DeCard with your friends and earn $5 for each referral — and watch your rewards stack as your network grows.
With DeCard, sharing is rewarding.
Invite your friends to sign up for DeCard to enjoy a seamless, global payment experience with their stablecoins. Plus, you'll earn every time someone joins.
Here's how to get started
Step 1: From the App home screen, tap on the "Referral" banner to launch the Referral Hub:
Step 2: Welcome to the Referral Hub! Here, you can:
- View your total rewards earned
- See other users' referral achievements
- Follow a step-by-step guide to getting started
- Track your past referrals
- Access and share your unique referral link
Tap the "Invite Friends" button at the bottom of the Referral Hub, and it opens up your referral link page.
Step 3: Share your link easily via QR code, Whatsapp, Telegram, or copy it to share anywhere else.
Start earning with your referrals
DeCard's referral program is built to grow with you - the more people you invite, the more you earn! In order for a referral to be deemed eligible, they will need to meet the following criteria:
- Successfully open a DeCard account
- Within 30 days of registration, top up a minimum of $50
Rewards are organised into 3 simple tiers:
Tier 1
- Who: All DeCard users
- What you earn: $5 per referral
- For example,
- If 10 friends join through your link → 10 × $5 = $50
- Total earnings: $50
Tier 2
- Who: Users with over 100 referrals
- What you earn: $5 per referral + 0.2% cashback on your referees' total DeCard spending*
- For example,
- If 150 friends join through your link → 150 x $5 = $750
- + Their total combined spend of $50,000 → $50,000 x 0.2% = $100
- Total earnings: $850
Tier 3
- Who: Users with over 1,000 referrals
- What you earn: $5 per referral + 0.2% cashback on your referees' total DeCard spending + 0.1% cashback on your referees' referees' spending*
- For example,
- If 1,200 friends join through your link → 1,200 x $5 = $6,000
- + Their total combined spend of $100,000 → $100,000 x 0.2% = $200
- + Their referees' combined spend of $300,000 → $300,000 x 0.1% = $300
- Total earnings: $6,500
*Note: Cashback rewards (0.2% and 0.1%) are valid for 12 months from the date the referral qualifies.
Every successful referral means more rewards for you - and more users joining the DeCard ecosystem. Keep an eye on your Referral Hub to track new sign-ups and watch your rewards grow in real time.
View our FAQs here.
Sign up here and turn your network into real-world rewards!
Terms and Conditions - DeCard Referral Program
- The DeCard Referral Program is ongoing and open to all existing DeCard and DeCard Luminaries users.
- Eligibility:
- This campaign is open to all individual participants who hold a valid DeCard account
- Employees of DCS, its subsidiaries, affiliates, and their immediate family members are not eligible to participate
- Definition of Qualified Referral:
A qualified referral is defined as a referred user who:- Successfully applies for a DeCard via a unique referral link or invite code from an existing DeCard customer.
- Completes the first top-up of at least $50 within 30 days of registration.
- The referred user must not be an existing DeCard customer or have previously held a DeCard account.
- Upon completion of the above requirements, both the referrer and the qualified referral will each receive $5 credited to their DeCard accounts.
- Rewards will be credited on the 10th day of the following month.
- Rewards are not transferable, exchangeable or redeemable for any other form of benefit.
- There is no limit to the number of referrals you can make.
- Invalid or Fraudulent Referrals:
- Self-referrals, duplicate accounts, and any suspicious or fraudulent activities will be disqualified.
- DCS reserves the right to cancel eligibility or claw back rewards if fraudulent behavior is detected.
- DCS may, at its discretion, verify the eligibility of both the Participant and referred users.
- General terms:
- DCS reserves the right to amend or update these Terms & Conditions at any time without prior notice.
- Participation in this program constitutes acceptance of these Terms & Conditions.
- DCS shall not be liable for any loss, delay, or technical issue arising from system errors, network interruptions, or other unforeseen circumstances.
- Participants are responsible for any tax implications, fees or charges that may arise from receiving or using the rewards.
- In case of any dispute, DCS’s decision shall be final and conclusive.