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Introduction of Digital Inactive Account Fee

We wish to inform you that an Inactive Account Fee will apply to DeCard cards with effect from 13 February 2026.

We wish to inform you that an Inactive Account Fee will apply to DeCard cards with effect from 13 February 2026.

A DeCard will be considered inactive if no transactions are made for 90 consecutive days. Where a card remains inactive, an inactivity fee may be charged in accordance with the applicable fee schedule.

For more information, please refer to the Inactive Account Fee FAQ.


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DeCard is a next-generation card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.

All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.

Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.

Learn more at https://www.thedecard.com and follow us on X.

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