DeCard Luminaries

A premium evolution of DeCard crafted for the visionaries of Web3. Built on the same secure and compliant foundation, it takes you further, unlocking a world of exclusive privileges, elevated experiences, and limitless possibilities.

Metal card available now. An annual card membership fee of USD388 applies.

Built for the visionaries of Web3

Unlock a world of privileges and experiences.

Up to 10% Cashback

Travel in style and with peace of mind

Attractive welcome gift

Be rewarded with up to US$200 every month. Be among the top spenders every quarter and unlock a special mystery gift.

Enjoy 2 complimentary airport lounge visits and travel accident insurance coverage of up to US$1,000,000.

Sign up now to receive a bottle of premium vintage wine, or additional 3 complimentary airport lounge visits.

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Campaign Highlights

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DeCard Luminaries

The DeCard Luminaries metal card is here

Experience power and prestige in every tap with the new DeCard Luminaries metal card.

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DeCard Luminaries

Attractive Welcome Gift

Sign up now to receive a bottle of premium vintage wine, or additional 3 complimentary airport lounge visits.

Now till 31 Mar 2026

Card Privileges

Be rewarded with up to 10% Cashback

The more you spend, the more Cashback you earn. Be among the top spenders every quarter and unlock a special mystery gift!

2 complimentary airport lounge visits with Dragonpass

Get access to more than 1,400 airport lounges worldwide.

Complimentary travel insurance

Travel with peace of mind with travel accident insurance coverage of up to US$1,000,000. Simply charge your airfare to enjoy the complimentary coverage.

24/7 Visa Concierge

Seamlessly make dining reservations, book staycations, flights and activities. Available any time of the day for immediate assistance.

Global Acceptance

Accepted at 150+ million merchants and 1.9 million+ ATM locations worldwide.

Curated Experiences and Privileges

Gain privileged access to previews, events, and exclusive offers.

Seamless Stablecoin Spending

Pay for dining, shopping, travel, and more with your stablecoins.

Higher Spending Limit

Power your lifestyle with enhanced spending capacity.

Exceptionally Low FX

One of the lowest FX fees in the market.

Promotions

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DeCard Luminaries

Visa Elite Dining Program

Enjoy priority reservation and a complimentary welcome drink of choice at 34 restaurants, spanning across 13 markets. Restaurants must be booked through Visa Concierge.

Now till 30 Sep 2026

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DeCard Luminaries

Complimentary Golf Benefit

Complimentary green fees on weekdays at Sentosa Golf Club and Tanah Merah Country Club

Now till 30 Jun 2026

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Unlock Exclusive Umy Memberships

DeCard and DeCard Luminaries users get special travel perks on Umy.com, a Web3 travel platform offering global hotel and flight bookings.

Now till 31 Oct 2026

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DeCard Luminaries

Vintage Fine Wines

30% off total bill

Now till 31 Dec 2026

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Eligibility & Requirements

Eligibility and fees
  • Age: 21 to 65 years old.
  • By invitation or application:

    • C-Suites (CEO, CTO, COO, CFO) or Company founders.
    • Web3 or Fintech Key Opinion Leaders (KOL) / Community Owners / Content Creators.
    • Top DeCard spenders.
  • No minimum income required.
  • Annual membership fee: USD388*. Please note that this annual membership fee cannot be waived.
  • All applications are subject to review and approval.

*As the DeCard Luminaries is an SGD denominated card, fees will be charged in Singapore dollars. Thus, final amounts charged may differ depending on the applicable exchange rates determined by DCS applied at the time of posting.

How to Get Verified
  • Singapore Citizens and Permanent Residents: Singpass.
  • Other pass holders and foreigners: Simply submit your proof of identity and proof of address documents. In-app instructions will guide you through specific requirements and a few quick questions.

Download App

About Us

DeCard is a next-generation card brand built for seamless stablecoin spending in the real world. Our flagship product, DeCard, makes everyday transactions simple and accessible. DeCard Luminaries builds on this foundation — it is an evolution of DeCard designed for the visionaries of Web3, unlocking exclusive privileges, elevated experiences, and limitless possibilities.

All DeCard products provide a credit limit with flexible requirements, powered by D-Vault, an exclusive account with innovative digital features. D-Vault supports seamless reconciliation and payment tracking, allowing spending and repayments to be managed efficiently through a single system. This seamless integration puts users in full control of their finances.

Powered by DCS and backed by over 50 years of card-issuing heritage, DeCard blends trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.

Learn more at https://www.thedecard.com and follow us on X.

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