DCS DeCard

DeCard

The next-generation card that lets you spend your stablecoins seamlessly in the real world.

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One card for everyday stablecoin spending

Enjoy seamless stablecoin spending across dining, shopping, travel and more.

1:1

No conversion hassle

Spend your stablecoins directly at merchants, skipping the usual off-ramping process.

LowFX

Exceptionally low FX fees

Competitive foreign exchange rates when you spend abroad.

$0/yr

No annual fee

Start spending your stablecoins with no annual fee.

Global

Accepted worldwide

Spend at millions of merchants and withdraw at ATMs across the world.

Current campaigns

Win Up To US$50 Cash Credit

Win Up To US$50 Cash Credit

Redeem just 500 DePoints for a sure-win chance at cash credits up to US$50.

PromotionNow till 31 Dec 2026
Welcome Capsule Spin

Welcome Capsule Spin

Unlock your FREE spin worth up to $50!

Ended8 April – 31 May 2026
Ride with DeCard

Ride with DeCard

Spend US$50 on rides with DeCard and enjoy a US$10 cashback.

Ended1 March - 30 April 2026
Scan-and-Pay $10, Get $2 Back

Scan-and-Pay $10, Get $2 Back

Upgrade your daily spending with the power of stablecoins

Ended1 March - 31 March 2026
Prosper with 888 DePoints

Prosper with 888 DePoints

Simply add $100 to your DeCard through Polygon network.

Ended1 Feb - 28 Feb 2026
Level Up & Win

Level Up & Win

Complete 26 transactions for SURE-WIN rewards and a chance at the S$2,026 Grand Prize!

Ended19 Jan - 31 Mar 2026
Claim your FREE S$5 Welcome Bonus!

Claim your FREE S$5 Welcome Bonus!

With DeCard, managing your spending becomes simpler and more rewarding. New customers who pay to card during the promotion period will receive a S$5 Welcome Bonus, credited directly to their balance.*

Ended8 Jan 2026 – 31 Jan 2026
Earn up to $100 from referrals

Earn up to $100 from referrals

Invite your friends to sign up and enter our Referral Lucky Draw to win up to $100!

Ended5 Dec 2025 - 6 Mar 2026

Eligibility and requirements

Eligibility

Age 18 to 70. No minimum income required.

How to get verified

Singapore Citizens and Permanent Residents verify with Singpass. Other pass holders and foreigners submit identity and proof of address documents, with in-app instructions guiding you through the details.

DeCard Luminaries

Built for the visionaries of Web3

Elevated cashback, worldwide lounge access and round-the-clock concierge, on the same secure and compliant foundation as DeCard.

Explore DeCard Luminaries

Download DeCard now

Manage your card, track spending, and stay in control wherever you go.

Your funds stay yours until you pay

Digital assets remain in your wallet right up to the moment of payment — no pre-funding, no custodial detour.

Built in Singapore, works worldwide

Spend anywhere Visa is accepted, online and in store, with low FX fees.